Mortgage Rates Current Rates National Average Rate* APR 30-Year Fixed 4.603 4.480 20-Year Fixed 4.063 4.156 15-Year Fixed 4.023 3.976 7-Year ARM 4.375 3.828 5-Year ARM 4.415 3.590 * Conforming FNMA Loan Amount. Rates last updated Apr 27, 2022 Mortgage AmountDown Payment ($)Interest Rate (%)Amortization Period (years)